How we protect you
Multiple independent layers guard your accounts and data around the clock.
256-bit Encryption
Bank-grade TLS encryption protects every session and transaction between your device and our servers.
Fraud Monitoring
24/7 automated and human monitoring detects and blocks unusual activity before it becomes a problem.
Multi-Factor Authentication
One-time passwords and authorization codes add an extra layer for high-risk actions like transfers.
Real-Time Alerts
Instant in-app and email alerts for every credit and debit entry on your accounts.
Biometric Login
Sign in with Face ID or fingerprint - credentials never leave your device.
Automatic Session Lock
Sessions time out after inactivity so unattended devices can't be used to access your money.
Simple habits that stop fraud
- Never share your password, PIN or one-time codes - UDF will never ask for them
- Use a unique password for your banking and a password manager
- Enable multi-factor authentication where available
- Check your statements and alerts regularly for unfamiliar entries
- Only sign in through ultradigitalfinance.com or the official mobile app
- Be skeptical of urgent emails, calls or messages about your account
Report fraud
Freeze instantly
Customers can freeze debit and credit cards instantly from the mobile app or by contacting support.
Transfer reversals
Eligible transfers can be scheduled for automatic reversal if something goes wrong.
Zero liability
You are not liable for unauthorized transactions reported promptly on your account.
Security questions
Does Ultra Digital Finance ever ask for my password?
How does the time-out on my session work?
What should I do if I lose my phone?
Are my deposits insured?
Secure from the first login
Open an account with biometric login, transaction alerts and reversal protection enabled by default.