How we protect you

Multiple independent layers guard your accounts and data around the clock.

256-bit Encryption

Bank-grade TLS encryption protects every session and transaction between your device and our servers.

Fraud Monitoring

24/7 automated and human monitoring detects and blocks unusual activity before it becomes a problem.

Multi-Factor Authentication

One-time passwords and authorization codes add an extra layer for high-risk actions like transfers.

Real-Time Alerts

Instant in-app and email alerts for every credit and debit entry on your accounts.

Biometric Login

Sign in with Face ID or fingerprint - credentials never leave your device.

Automatic Session Lock

Sessions time out after inactivity so unattended devices can't be used to access your money.

Protect yourself

Simple habits that stop fraud

  • Never share your password, PIN or one-time codes - UDF will never ask for them
  • Use a unique password for your banking and a password manager
  • Enable multi-factor authentication where available
  • Check your statements and alerts regularly for unfamiliar entries
  • Only sign in through ultradigitalfinance.com or the official mobile app
  • Be skeptical of urgent emails, calls or messages about your account
Report suspicious activity
Security specialist monitoring systems

Report fraud

If you suspect fraudulent activity, email fraud@ultradigitalfinance.com immediately. Our fraud team is available 24/7.

Freeze instantly

Customers can freeze debit and credit cards instantly from the mobile app or by contacting support.

Transfer reversals

Eligible transfers can be scheduled for automatic reversal if something goes wrong.

Zero liability

You are not liable for unauthorized transactions reported promptly on your account.

Security questions

Does Ultra Digital Finance ever ask for my password?
No. We will never ask for your password, PIN or full card number by phone, email or text. Treat any such request as fraud and report it to us immediately.
How does the time-out on my session work?
Online banking sessions expire after 15 minutes of inactivity. You'll be returned to the login screen and must sign in again.
What should I do if I lose my phone?
Contact us immediately so we can suspend mobile access. Your funds remain safe; biometric login is tied to the device and cannot be copied.
Are my deposits insured?
FDIC-insured deposits up to $250,000 per depositor, per insured bank. Investment products are not insured by the FDIC, are not deposits or obligations of, and are not guaranteed by, the bank. Investment products may lose value.

Secure from the first login

Open an account with biometric login, transaction alerts and reversal protection enabled by default.